Legal & General Multi Index 4

Andrzej is a fund manager within the Multi-Asset Funds team and is responsible for portfolio management and further development of institutional and private multi-asset funds. Prior to joining LGIM in July 2014, he was a fund manager at Aviva Investors. This website and the information contained herein do not constitute a public offering of securities in the United Arab Emirates (UAE) and should not be construed as such. The Site is not made available to any person (except persons authorized by the Securities and Commodities Authority (SCA) or any regulatory authority that is a full or associate member of the International Organization of Securities Commissions to perform any of the functions related to financial activities or services) and only to legal entities that are accredited investors. as defined in Decision No. of the Council of SCAs. 3/R.M of 2017 on the promotion and introduction of regulations, amended in accordance with Decision No. 37/R.M of the President of the SCA of 2019. In the «Target audience and use of information» section, the term «investment professionals» refers to legal entities resident or resident in Italy that meet the definition of «clienti professionali o investitori professionali» under Legislative Decree No 58/1998, as implemented by Consob Regulation No 11971/1999 on issuers and Consob Intermediary Regulation No 20307/2018.

The multi-index range is LGIM`s flagship multi-asset fund offering to our advisor clients. Fund managers are responsible for managing the range of multi-index funds. You are part of LGIM`s Multi-Asset Funds (MAF) team. This team focuses on designing and managing multi-asset funds tailored to the specific objectives of different types of clients. The team is part of an expanded asset allocation team that combines both deep experience and a broad range of expertise in a variety of areas, including fund management, investment advice and risk management. Justin is a Fund Manager within the Portfolio Strategy team, where he focuses on managing the team`s multi-asset retail and risk-profile funds. Prior to joining LGIM in August 2013, Justin was a fund manager in Aviva Investors` multi-asset team, which combined dynamic strategic and tactical asset allocation with manager selection in multi-asset portfolio construction. He has been lead fund manager for a number of risk-based multi-asset funds and co-lead manager for a number of unit-linked life insurance and pension funds, as well as managers of manager offerings.

Previously, Justin worked as a fund research analyst at Merrill Lynch and as an investment consultant at Aon Consulting. Justin holds a CFA designation and holds a degree in Economics from the University of Warwick and the Certificate in Investment Management This website and any material or information published on it have not been endorsed by the Central Bank of Bahrain, which accepts no responsibility for its content. No public offer to purchase financial products or services is made in the Kingdom of Bahrain and this website may not be generally accessible or displayed to the public in Bahrain. The content provided on this website is for informational purposes only. None of the information, opinions, reports or other materials contained or made available on this website should be construed as an offer, invitation, solicitation, advice or recommendation to subscribe or purchase by Legal & General to purchase products or services. The objective of the fund is to provide a combination of growth and return and to keep the fund within a predetermined risk profile. The fund is part of a series of risk-profiled funds. The risk profile ranges from 1 to 10, with 1 being the least risky and 10 the highest. This fund is a 4. The level of risk of the fund is managed by limiting the nature and proportions of the assets it holds. The potential gains and losses of the funds are likely to be limited by the objective of remaining within their respective risk profiles.

The fund`s target risk profile is determined by an independent company, Distribution Technology, and is based on the historical performance and volatility of various types of investments. We use our experience and research, as well as the research and allocation policies of this independent firm, to limit the type of assets held and the allocation of each type of investment in order to remain within the target risk profile. At least 80% of the fund is invested in other approved investment funds. The fund will invest primarily in index tracking funds operated by Legal & General. Through the other funds, the fund will have between 50% and 100% exposure to corporate and government bonds, cash and company equities. Between 70% and 100% of the bonds to which the fund is exposed will be investment grade (rated as lower risk). The fund will also have exposure to UK commercial property, money market instruments and bank deposits. The Fund may use derivatives to reduce risk or costs or to generate additional capital or income without risk or at an acceptable low risk. The content provided on this website is for informational purposes only. None of the information, opinions, reports or other materials contained or made available on this website should be construed as an offer, invitation, solicitation, advice or recommendation to subscribe or purchase by Legal & General to purchase products or services. Legal & General does not advise natural or legal persons domiciled or domiciled in Oman on the appropriateness of investments in securities or other financial products, the purchase or sale of securities or other financial products.

None of the information contained on this website constitutes Omani investment, legal, tax, accounting or other professional advice. This website must not be made available to the public in Kuwait. It is not intended for use by individuals. This website is provided on an «as is» and «as available» basis and no representations or warranties are made with respect to this website or its content (including, but not limited to, warranties of merchantability and fitness for a particular purpose). In addition, Legal & General makes no representation or warranty that the information accessible from or through the Site is accurate, complete or up-to-date. This website and its contents have not been endorsed, registered or authorized by the Central Bank of Qatar, the Qatar Financial Centre Regulatory Authority, the Qatar Financial Markets Authority or any other regulatory authority of the State of Qatar or the Qatar Financial Centre.